Your gateway to comprehensive financial knowledge with more than 2000 financial and economic terms
Most searched terms
Avoidance of Additional Costs
Indirect financial impact resulting from proactively approving costs and committing to non-priority capital projects or operating expenses.
Hyperinflation
Extremely high and typically accelerating inflation, eroding the real value of currency.
Brand Enhancement
The natural social behavior of individuals to share a positive impression of a brand by any means.
Loan Estimate
A document provided by lenders outlining the terms, interest rates, and closing costs of a loan.
Biding
The financial and technical offer that the supplier or contractor submits to the government body according to the specifications and conditions for obtaining the competition.
Annual Report
A comprehensive document outlining the company's operations and financial performance over the past year.
Demerger
A process through which a listed company is demerged into two or more companies in according with the Companies Law. A Demerger could take the form of a Spin-Off or a Split-Off.
Information Technology (IT)
The use of technology to store, process, transmit, and retrieve information in an organization or individual context.
Submit Closure Report
The process of preparing a report that provides evidence of the successful implementation of corrective actions and justifies the closure of the incident.
Detailed Expenses Report
The process of monitoring all expenditures under payment orders from government agencies for which a transfer or check has been issued by the Saudi Central Bank.
Insurance Technology (Insurtech)
The use of technology to improve and innovate insurance products, services, and processes.
Customer-Based Corporate Valuation (CBCV)
The process of valuing an organization by forecasting current and future customer behavior using customer data in conjunction with traditional financial data.
Deemed Cost
An amount used as a surrogate for acquisition cost or depreciated cost at a given date.
Free Cost
Costs after adjustment in which contracts costs are subtracted in the Etimad platform and the disbursed amount (out of contracts allocations), reserved amounts, and non-carried forward expenses are also subtracted.
Green Finance
Financial investments that are aimed at supporting environmental sustainability, such as renewable energy projects or low-carbon technologies.
Financing by Equity
Raising capital by selling shares of a company, rather than taking on debt. Investors receive ownership stakes and potential profits in return.
Structured Finance
A financial field that involves the creation of complex securities, often backed by pools of assets, such as mortgages or loans, and designed to meet specific investor preferences and risk profiles.
Sustainable Development
Development that meets the needs of the present without compromising the ability of future generations to meet their own needs.
Diversification
A risk management strategy that spreads investments across different assets to reduce exposure to risk.
Economic Diversification
The expansion of an economy into various sectors to reduce dependence on a single industry.
Wealth Generation
The process of accumulating financial assets over time through investments and savings.
Quantitative Easing
A monetary policy used by central banks to stimulate the economy, involving the purchase of financial assets, such as bonds, to increase the money supply.
Financial Literacy
The ability to understand and use financial concepts effectively.
Customer-Centric Innovation Incubator
Space or a dedicated program for generating and nurturing ideas and solutions focused on customers.
Status of Disbursement Order
The status of the disbursement order from its creation until its approval (under approval, approved, returned).
Possession of Goods for Commercial Purposes
Possessing excise goods for the purpose of carrying out commercial activities, or any activities related thereto, or possessing excise goods in quantities exceeding the quantities specified by the Zakat, Tax and Customs Authority.
Open Banking Service
A banking system where third-party financial service providers securely access consumer data.
Deduction
An amount subtracted or withheld from a total, often in the context of taxes, expenses, or costs, reducing the overall amount or liability.
Line of Credit
A flexible loan arrangement where a borrower can access funds up to a certain limit, typically for short-term needs.
Stock Options
Contracts giving the right, but not the obligation, to buy or sell a stock at a specific price.
Comfort Letter
A document issued by a parent company to provide assurance or support to creditors or investors regarding the financial obligations of a subsidiary or affiliate.
Fixed Income
Are securities, such as bonds or certificates of deposit, that pay a fixed or predictable rate of interest, offering regular income to investors.
Zakat
A certain sum of money that Allah has imposed as a right for the poor. It is the third pillar of Islam and one of its obligations.
Commercial Registration
A document in which the contractor should apply and have it from the Ministry of Commerce. This document should be issued with the name and type of the commercial establishment, and the names and addresses of the owners; And their authorized activities.
Increased Localization
A shift toward producing goods and services locally rather than relying on global supply chains.
Increased Contributions
Higher financial or resource inputs, often referring to investments, taxes, or donations.
Interest Rate
The cost of borrowing money or the return earned on investments, often expressed as a percentage of the principal amount.
Zero-Coupon Bond
A bond that does not make periodic interest payments but is issued at a discount to its face value and pays the face value at maturity.
Special Bonds (BOSP)
A type of government bonds often issued for specific purposes, such as infrastructure projects or economic development.
Blockchain
A distributed and secure digital data storage system used to securely and transparently record and verify transactions and data across a network of connected computers.
Basic Goods
Essential goods such as food, fuel, and raw materials that serve as the foundation of economic activity.
Zero Interest Rate Policy
A monetary policy in which the central bank sets the nominal interest rate at or near zero, typically used to stimulate economic activity during periods of low inflation or recession.
Registered Person
A person registered with the Capital Market Authority (CMA) to perform a registerable function.
Special Purpose Company (SPC)
A legal entity often created for a specific purpose, such as holding assets or managing financial transactions, to isolate risk or achieve certain objectives.
Transfer Pricing Policy
The methodology followed by related parties when setting prices for goods or services.
Exchange
A marketplace or platform where assets, securities, currencies, commodities, or other financial instruments are bought and sold.
Real Estate Investment Fund
A joint real estate investment program that aims to provide investors with the opportunity to collectively participate in the program's profits, and is managed by the fund manager for a specified fee.
Private Real Estate Fund
A private fund the objective of which is to invest in real estate, and it does not include funds that invest all of its assets outside the Kingdom.
Holding Fund
An investment fund the main objective of which is to invest all of its assets in other investment funds.
Fund's Net Profit
For the purposes of the Real Estate Investment Funds Regulations, means the total revenues of the real estate investment fund after deducting the total expenses and fees incurred by the fund, except for the items of the other comprehensive income.
Guarantor
A person authorized by customs authorities in a contracting country to provide guarantees and sureties for transit process.
Change Request
A formal proposal for altering a system's functionality, often requiring approval.
Nonconformity
A deviation from established standards, regulations, or requirements, often used in the context of quality control and compliance.
Request for Qualifications (RFQ)
A tender document issued by the Contracting Authority to potential bidders to evaluate their qualifications and/or capabilities to be qualified to submit proposals for the PSP Project.
Return on Equity (ROE)
A financial ratio that measures a company's profitability by comparing its net income to shareholders' equity, indicating the return earned on shareholders' investments.
Credit Risk Premium
The additional return demanded by investors for lending to borrowers with higher default risk.
Existing Contract
A signed or licensed contract outside the Etimad Platform, and part of it may have been disbursed outside Etimad.
Option Contract
Any option to acquire or dispose of a security, currency, oil, silver, gold, platinum and palladium.
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